Ready Reserve

Ready Reserve is a revolving line of credit that is tied to a checking account.

  • Advances are made automatically in $100 increments when the checking account balance falls below zero.
  • Unsecured credit limits range from $500 to $20,000 depending on your credit qualifications.
  • Monthly payments are drawn automatically from your checking account on the date that your checking account cycles. The payment is determined by your Ready Reserve balance.
  • Subject to an annual membership fee.
  • Once your application is approved and an agreement has been signed, your Ready Reserve is activated.

Stop in or call any one of our loan officers to find out more information and sign up.