EQUIFAX DATA BREACH
September 13, 2017
Just a warning to be on the look out
Cyber criminals have stolen 143 million credit records in the recent hacking scandal at big-three credit bureau Equifax. At this point you have to assume that the bad guys might have highly personal information that they can use to trick you. You need to watch out for the following things:
***Phishing emails that claim to be from Equifax where you can check if your data was compromised
***Phishing emails that claim there is a problem with a credit card, your credit record, or other personal financial information
***Calls from scammers that claim they are from your bank or credit union
***Fraudulent charges on any credit card because your identity was stolen
Here are 5 things you can do to prevent identity theft:
*****First sign up for credit monitoring (there are many companies providing that service)
*****If needed, freeze your credit files at the three major credit bureaus Equifax, Experian and TransUnion. Remember that generally it is not possible to sign up for credit monitoring services after a freeze is in place. Advice for how to file a freeze is available here on a state-by-state basis: http://consumersunion.org/research/security-freeze/ (Copy & Paste into your browser)
*****Check your credit reports via the free annualcreditreport.com
*****Check your bank and credit card statements for any unauthorized activity
*****If you believe you may have been the victim of identity theft, here is a site where you can learn more about how to protect yourself: www.idtheftcenter.org. You can also call the center's toll-free number (888-400-5530) for advice on how to resolve identify-theft issues. All of the center's services are free.
And as always, Think Before You Click!
March 5th, 2014
The Union Bank of Glen Ullin does not use an automated dialer
As a reminder, The Union Bank of Glen Ullin does not use an automated calling system to contact customers. If there is an issue with your account, you will receive a personal phone call or letter. If you receive a suspicious call, do not provide any information and call The Union Bank of Glen Ullin at 701-348-3613.
For more tips on how to keep your accounts and identity safe click on the Identity Theft Tools tab on our home page.
PHISHING SCAM CALLS
December 5, 2012
BISMARCK, ND – The Attorney General's Consumer Protection Division is alerting North Dakota residents about another phishing scam. Numerous people across the state have reported receiving a recorded telephone message stating that their account has been locked because of suspicious activity, and they should dial "1" to find out more information. Some calls specifically name "Anytown Bank," while other recorded messages claim the suspicious activity relates to a Visa or Master Card. If the consumer responds to the recorded message, they are instructed to enter the bank account or credit card number. This is another variation of the "phishing" scams, designed to trick the recipient into giving out the account or credit card information so that the scam artist can empty the account or make fraudulent charges to the credit card. The current fake recorded messages claim to be from "Anytown Bank," but the scam artists will change the name of the bank frequently in the hope they can continue to use the scam in North Dakota. The scam artists use random dialer equipment, which is why some people are reporting receiving these calls on their cell phones or on phone numbers registered on the do not call list. Unfortunately, these scam artists are located outside of North Dakota, which puts them beyond the reach of state and local law enforcement agencies. The Consumer Protection division reminds consumers: If you receive a recorded message claiming that your account has been locked, do not respond to the message even if you believe it might be legitimate. Instead, call the customer service number printed on the back of your bank card or credit card.